Consider this statement: “Most people can’t afford to invest in

Consider this statement:  “Most people can’t afford to invest in a diversified portfolio.  Therefore, the idea that we should only analyze securities in a “portfolio” context is not right.”  What do you think?

Consider the statement: “Statistics are for the birds.  I have no interest in detailed math calculations and will never use them in my career as a __________.  It is a waste of time even talking about them.”  What do you think?

These are two separate responses. Please keep it to 200 words max.

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